Find the Best Credit Card Rates

Credit Card Rates

Credit Card: Search and compare Credit Card Interest Rates. MonitorBankRates.com has a list of rates by card category. Search for Balance Transfer Cards, Cash Back Cards, Low APR, Best Deal, Low Introductory, No Annual Fee, Business Cards, Student Cards, Secured and Credit Builder Cards. A list of cards from local banks, credit unions and national banks and credit unions will be displayed.

Balance Transfer Cards

You can apply for a balance transfer credit card which will give you the ability to transfer a credit card balance on a high interest rate card to a low interest rate card. Most credit card companies offer an introductory rate period when you apply for a card. Balance transfer rates can be as low as 0.00% for a period of 6 months or 12 months. Credit unions usually offer lower interest rates than banks.

Low Annual Percentage (APR) Cards

Low APR cards are similar to balance transfer cards, an intro rate and period is offered. With low APR cards the rate and period also applies to new purchases using the card not just on balance transfers. Most credit unions and banks offer low APR cards for local residents.

Cash Back Cards

Cash back credit cards pay you cash when you make purchases anywhere in the world. Card issuers also have an intro period on cash back cards that might pay you a higher percentage of cash back for a certain amount of time. Most of the time your card will earn you 1% to 1.5% cash back on regular purchases. When you buy groceries and gas anywhere you earn a higher cash back rate, sometimes as high as 5%.

Rewards Cards

Rewards cards are similar to cash back cards but instead of earning cash you earn points. Rewards points are earned every time you make a purchase. Reward points can be redeemed on purchases or travel. For a certain period of time or a certain type of purchase you can earn double or triple reward points.

Business Cards

Business credit cards are available to businesses. Business card interest rates, rewards earned and cash back rewards earn can differ from personal cards. If you own a business, applying for a business card can help you better run your business. Some business cards also come with features that help you run your business.

Student Cards

Student cards are available to students in college. You can also be a high school student and apply for a student card as long as you’re at least 18 years old.

Secured Cards and Credit-Builder Cards

You can apply for a secured card or credit builder card. These types of cards are for people who have a bad credit history or are just starting out building their credit. Interest rates are usually higher because of having a bad credit history or no credit history.

Find a list of CD Rates at banks by searching RatesORama's Best CD Rates list. Find today's mortgage rates from several lenders by searching their Mortgage Rates Today list and Savings Account Rates by searching savings account rates lists.